BRIAN CARDEN
Insurance & Financial Advisor
LIFE INSURANCE
COMPREHENSIVE FINANCIAL MANAGEMENT
SELF-DIRECTED BROKERAGE ACCOUNTS (SBDA)
LIFE INSURANCE
COMPREHENSIVE FINANCIAL MANAGEMENT
SELF-DIRECTED BROKERAGE ACCOUNTS
About Me
Advisor | Author | Professional Explainer
In 2023, independent advisor, author, and professional explainer Brian Carden celebrated 40 years in the insurance and financial services industries. For the benefit of his clients, he is licensed for life & health insurance, property & casualty insurance, and securities (Series 6, 63, 7, and 65), making him uniquely qualified to offer honest, open advice on virtually every insurance or financial need. As an independent advisor, Brian has access to a diverse selection of providers and products, and is prepared to make suitable recommendations for you, your family, and your business.
Brian considers himself a “protection first, comprehensive financial advisor,” which was the catalyst for him to author his book Castles & Moats: Insurance, Investment, and Life Planning Simply Explained. For the duration of his career, the hallmarks of his independent practice are his firm beliefs in asset allocation, behavioral finance, and investor behavior in an ever-changing landscape. Although Brian no longer sells property & casualty insurance, his mantra for his practice remains true: If you’re going to build a castle of wealth, you need a moat of protection!
Insurance Services
Life Insurance | Long Term Care Insurance | Medicare
Brian is passionate about helping his clients navigate the often complex Medicare onboarding process. He also endorses permanent life insurance when appropriate and understands how to effectively integrate some form of long-term care into your financial strategy.
Financial Services
Comprehensive | Sensible | Strategic
Brian believes that every available financial product should be considered, including savings accounts, Turnkey Asset Management Programs (TAMP), and both fixed and variable annuities. He will do everything possible to ensure that you do not outlive your retirement assets and create a legacy of love and significance for your heirs.
Recent Blogs
Insurance • Finance • Family
I’ve spent years helping clients see and avoid these common money mistakes. We all make them, but the key is to learn from each mistake and solve the problems. Working with a financial advisor can help you avoid these issues, make a plan for the future, and give you the confidence to make good financial decisions.
I had this amazing blog on ROTH IRAs almost completed and a couple of things happened. First, the Summer Olympic Games in Paris started; and second, there was a slight stock market correction that had been percolating since mid-July. I LOVE the Olympics.
Do you have a “stress tested” plan for what your retirement looks like for you and your spouse? It’s easy to have a retirement account that is based on accumulation only, but what does your plan look like once you start “de-accumulating” or going into withdrawal mode?
TANSTAAFL. Yeah, this is a real thing. It’s an acronym for the phrase: “There ain’t no such thing as a free lunch.” No free lunch demonstrates “opportunity cost” which says clearly, to get one thing that we like, we usually have to give up another thing we like. You just can’t have it all!
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