Wouldn’t you like to be like my songwriter friend and know that each month that your "mailbox" would deliver you a comfortable income you could not outlive? Getting there isn’t rocket science, but many years of knowing how all of the financial products are structured and how they work together in concert has definitely made an impact on the lives of my clients...
Attention Class of 1976
It’s hard to believe that for many in the class of 1976, we will hit the big 65 this year. I'm now entering an entirely new phase of my personal and professional life. And I have already learned that Medicare is the most confusing, convoluted, frustrating, and challenging insurance product I’ve seen in my entire career. I like to think I’m pretty smart when it comes to "all things insurance and investment" - but not anymore!
My New Normal
This blog was originally published March 2016. It’s been seven years since we lost Dad and I find myself either referring to him, quoting him, or just thinking of him every day. I’m learning that we all have our stories about death...I hope you enjoy this one.
I hope everyone had a great 2022, and it ended with a very peaceful & memorable holiday season. Over the holidays, I had plenty of down time here at home and in my home office. Regarding the home office, the purchase of a newer, better paper shredder was in order and it was definitely put to use. Years ago, Brian Tracy, an amazing professional speaker who I have seen multiple times, gave me “The Four D Rule.” What are the “Four D’s” you ask? Simple...
It’s the Most Wonderful Time of the Year
Golf has been a great conduit to meeting some amazing people. You can get to know someone fairly well when you’re walking 18 holes together. It’s a sport that can bring out the best and worst in people, and I always choose to see the best.
Rumors of My Retirement (I’m Not Retired)
Rumors of My Retirement (I'm Not Retired) OCTOBER 2022 To Paraphrase Mark Twain… ”...reports of my retirement have been greatly exaggerated." This May, I wrote a blog entitled The Times they are a Changing as quite a bit was taking place in my professional life. There were three
What the Media Wants You to Think About
What the Media Wants You to Think About September, 2022 I found a great quote while putting this blog together. “Mass media doesn’t tell you what to think, but it tells you what to think about”. This is from Stanley J Baran’s definition of Agenda Setting. With
Seven Things to Do NOW
7 Things to Do NOW August, 2022 I’ve always thought that the saying, “May you live in interesting times” was a blessing or a compliment. However, Wikipedia sees it differently, saying that in actuality it’s a translation of a traditional “Chinese curse” said with irony or sarcasm.
I am, as the title says, agnostically contrarian. As an advisor and an individual investor, I do not know what the markets are going to do in the near future. However, I can share some thoughts that I have...
The Times They Are a-Changin’
The Times They Are a-Changin' Happy Spring! I am loving the longer days, warmer weather, trees and plants coming alive again, and getting back out on the golf course with my friends. There’s a lot to unpack in this blog, and as the title says, things are
Random Thoughts for the New Year
Random Thoughts for the New Year Greetings and welcome to the new year! For the record, I cannot stand wintry weather nor it getting dark around 4:30 to 5:00 p.m. Thank goodness for Orange Theory, as I’ve become somewhat of an addict; their workouts 3 to 4 days
Memories of the Sears Wish Book
Memories of the Sears Wish Book Authors Note: I wrote this 15 years ago…the references that were once current are no more. A lot has changed in the Carden family, but the memories remain. What is it about Christmas that creates such nostalgia? I remember when I
Thanksgiving Thoughts From My Soul
Thanksgiving Thoughts From My Soul This was originally written in 2006. It is something that I have carried with me since I was five and it took decades for me to write. There are a variety of ways you might know me. You could be one of
By Trying Not to Lose, You’re Still Losing!
By Trying Not to Lose, You’re Still Losing! I’m blessed in that my friends and clients are regularly introducing me to their friends for my advice on “all things investment and insurance.” We can all agree there are a lot of conflicting opinions out there about everything
Reality Checks & Financial Myths
Reality Checks & Financial Myths Happy Summer! Hopefully, you are all getting your lives back to normal post COVID. I do not miss the solitude of my personal quarantine. I am enjoying going back to my workout classes. I am enjoying concerts and live music again in
Client Conversations…Q&A Long time, no blog! I hope this finds you well, healthy, and a little more relaxed than this time last year. I really do not have a theme for this post, just some random thoughts that might resonate with each of you. I am now
I’m Tired of Seeing 20/20
I’m Tired of Seeing 20/20! I have not blogged much this year, and I am sorry for that. This is one of the strangest years in my lifetime. Every time I open a word document & start writing, I immediately get stuck, for a lot of reasons.
Thoughts During the Quarantine
Thoughts During the Quarantine Well, here we are. Quarantined, working from home, or maybe not working, and dealing with something that only Hollywood could have dreamt up. I think I’ve gotten so many emails with QOVID in the subject line, that I just started deleting them. I’ve
What Got You Here
What Got You Here Happy 2020, by the way! We’re finally through the holiday season and are anxiously waiting for the time change to happen. This is my least favorite time of the year, but I’m blessed to continue to be busy serving current clients and all
Lessons from my Neighbor
Lessons from my Neighbor Happy November…the time change that I so loathe happened the other day & after 2 days of getting dark at 5PM, I’m already over it! 2019 has been a great year for me…am blessed to have lots of new referred clients that have
How Secure Is Your Social Security?
How Secure Is Your Social Security? …and I’m not talking about whether or not you will receive a benefit, nor if the Government will go bankrupt and not pay your benefit. Keep reading as I do have some pretty strong points to make on your personal Social
Are You Serious? Can You Fix It?
Are You Serious? Can You Fix It? Happy Summer. I’m enjoying the warm temperature and longer days. It’s easier to get those last 9 holes in when I’m able to play. Growing up in Knoxville, we had the best of the Eastern Time Zone in that it
What’s Your End Game?
What's Your End Game? Today is officially the first day of Spring. Hallelujah! Couple of things going on in my head these days…first of all, I wish the weather would make up its mind as to what it’s going to do…so does my yard! Secondly, I’ve been