Self Directed Brokerage Account

Get the Benefits of a Professionally Managed Portfolio INSIDE your Company Sponsored Retirement Account

Having the freedom of choice and flexibility in retirement investing is becoming increasingly popular in many company-sponsored retirement plans today. A SDBA, or Self-Directed Brokerage Account, is a window inside a company-sponsored retirement plan (401(k), 403(b), 457, etc.) which offers plan participants the option to invest in more than the limited pre-selected company choices.

Access to professional money management, and additional investment options like stocks, bonds, mutual funds, ETFs, etc., allows investors to seek growth through guidance. By investing in additional options outside of the core choices, investors can strive to maximize returns through investments better suited to their goals and risk preference.



How Does it Work?

Gain access to more investment options, active management, and asset protection for your retirement account

Company plans that offer a SDBA allow any plan participant the ability to move their assets, tax- and penalty-free, into a brokerage account and choose from a larger selection of investment choices. Assets remain in the retirement plan; they are not rolled over and there is no taxable event.

Through tactical, active management, an investor can relax knowing their investments are being carefully managed by the financial professional of their choice. With the twists and turns of the market, emotions can get in the way, deterring the investor from making rational decisions with their investments and reaching their investment goals.

401(k) Investing Made Easy

What You Should Know

The Self-Directed Brokerage Account (SDBA) is for employees who want flexibility to invest in a variety of options and have access to choices beyond those available in a traditional 401(k), 403(b) or 457 account.

Basic Company 401(k)

• Access to pre-selected investment options chosen by the company
• Limited or no access to personalized advice
• Limited or no access to third party active management