One common theme I'm seeing with my new clients is that nearly 100% of them have balances in their savings, investment, and retirement accounts. The other "elephant in the room" is that they rarely have any kind of plan or strategy for how to use these accounts. Their savings and emergency funds are earning virtually nothing when they could be getting upwards of 3-5% if positioned properly.
Years ago, at a woman I was dating had a gathering of friends at her home, which of course included a selection of cocktails. I don’t remember what I drank that evening, but I’ll never forget the stack of cocktail napkins on the table, which said, “If you are what you eat, then I’m QUICK, CHEAP & EASY.”
Wouldn’t you like to be like my songwriter friend and know that each month that your "mailbox" would deliver you a comfortable income you could not outlive? Getting there isn’t rocket science, but many years of knowing how all of the financial products are structured and how they work together in concert has definitely made an impact on the lives of my clients...
I hope everyone had a great 2022, and it ended with a very peaceful & memorable holiday season. Over the holidays, I had plenty of down time here at home and in my home office. Regarding the home office, the purchase of a newer, better paper shredder was in order and it was definitely put to use. Years ago, Brian Tracy, an amazing professional speaker who I have seen multiple times, gave me “The Four D Rule.” What are the “Four D’s” you ask? Simple...
Rumors of My Retirement (I'm Not Retired) OCTOBER 2022 To Paraphrase Mark Twain… ”...reports of my retirement have been greatly exaggerated." This May, I wrote a blog entitled The Times they are a Changing as quite a bit was taking place in my professional life. There were three bullet points. The first one
7 Things to Do NOW August, 2022 I’ve always thought that the saying, “May you live in interesting times” was a blessing or a compliment. However, Wikipedia sees it differently, saying that in actuality it’s a translation of a traditional “Chinese curse” said with irony or sarcasm. Who knew? Without having a
The Times They Are a-Changin' Happy Spring! I am loving the longer days, warmer weather, trees and plants coming alive again, and getting back out on the golf course with my friends. There’s a lot to unpack in this blog, and as the title says, things are changing in my world. Here
Random Thoughts for the New Year Greetings and welcome to the new year! For the record, I cannot stand wintry weather nor it getting dark around 4:30 to 5:00 p.m. Thank goodness for Orange Theory, as I’ve become somewhat of an addict; their workouts 3 to 4 days per week have been a
By Trying Not to Lose, You’re Still Losing! I’m blessed in that my friends and clients are regularly introducing me to their friends for my advice on “all things investment and insurance.” We can all agree there are a lot of conflicting opinions out there about everything regarding money, savings, and retirement.
Reality Checks & Financial Myths Happy Summer! Hopefully, you are all getting your lives back to normal post COVID. I do not miss the solitude of my personal quarantine. I am enjoying going back to my workout classes. I am enjoying concerts and live music again in Nashville. I am appreciating the