Needs, Wants, and Wishes: A Smarter Approach to Retirement Planning I hope everyone is enjoying Spring. We go from treacherous to beautiful in a day! Yes, the market has volatility, but that’s a daily thing when you look closer. Let’s look forward to the days when you’re staring retirement straight in the face.

Are You in It To Win It? Happy belated New Year, 2025. Needless to say, it has been a whirlwind start to the year. I hope yours has been as fruitful as mine. As always, I spend a lot of my time reading all of the different pundits' and economists’ thoughts on

I’ve spent years helping clients see and avoid these common money mistakes. We all make them, but the key is to learn from each mistake and solve the problems. Working with a financial advisor can help you avoid these issues, make a plan for the future, and give you the confidence to make good financial decisions.

Do you have a “stress tested” plan for what your retirement looks like for you and your spouse? It’s easy to have a retirement account that is based on accumulation only, but what does your plan look like once you start “de-accumulating” or going into withdrawal mode?

TANSTAAFL. Yeah, this is a real thing. It’s an acronym for the phrase: “There ain’t no such thing as a free lunch.” No free lunch demonstrates “opportunity cost” which says clearly, to get one thing that we like, we usually have to give up another thing we like. You just can’t have it all!

This One's for the Ladies So where am I going with this one, you ask? Simple. There is a distinct difference between the investment traits of men and women. For the sake of this blog, I’m going to focus primarily on single people, as that’s my demographic. Where many married people are

One common theme I'm seeing with my new clients is that nearly 100% of them have balances in their savings, investment, and retirement accounts. The other "elephant in the room" is that they rarely have any kind of plan or strategy for how to use these accounts. Their savings and emergency funds are earning virtually nothing when they could be getting upwards of 3-5% if positioned properly.

Wouldn’t you like to be like my songwriter friend and know that each month that your "mailbox" would deliver you a comfortable income you could not outlive? Getting there isn’t rocket science, but many years of knowing how all of the financial products are structured and how they work together in concert has definitely made an impact on the lives of my clients...